Being a mother makes the future present. What day is there when you don’t have a glimpse of your child as a grown-up? I am not a planner when it comes to my own life. I am bad at saving money—that is, I generally don’t. But I can see the smart, funny, capable 18-year-old my son Sher will be, and so, I am evolving a new skill of saving so I can pay for college fifteen years from now.